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Your application summary

smart-loans.uk is not a lender and does not make credit decisions. smart-loans.uk matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to £5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

smart-loans.uk is a registered trading name of ESL Consultancy Services Ltd, who are authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 835333.

ESL Consultancy Services Ltd is registered in England and Wales (Company number 11483654), with a registered office located at 20-22 Wenlock Road, London, N1 7GU. Licensed by the Information Commissioner’s Office under registration number: ZA464347

If you wish to renew your loan, please discuss this with your lender in advance. Most lenders will charge the sane rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal / extension could be automatic and further interest and/or charges may be added to your account.

If you are thinking of consolidating existing borrowing you should be aware that it may involve repaying a higher rate of interest, extending the terms of the debt and increasing the total amount you repay.

A payday loan offers a short-term financial solution and should not be used as a long-term solution.

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). *Subject to application being approved by the lender Representative 669.35% APR (variable)

*Not all lenders are able to provide up to £5000

*subject to lenders requirements and approval

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